
- October 21, 2023
- Finance & Legal, News
Credit Cards From Leading Indian Banks In 2023
Introduction Credit Cards From Leading Indian Banks
Credit cards from leading Indian banks credit cards are a practical means of payment that let users complete secure, speedy transactions. You may pay for your groceries, vacation, entertainment, and even your rent. Using a credit card to pay rent has many benefits, including reward points. Maintaining one’s credit score is facilitate by paying credit card bills on time. For those who wish to raise their credit score, the majority of institutions provide secured credit cards.
Are you looking for new projects in Dombivali ?
What Is Credit Card
The payment of a cash deposit to the bank serves as collateral for a secured credit card. Those with no credit history or a short credit history are eligible for this card. The secure credit card’s credit limit is the amount you paid for it.
Credit Cards By Leading Indian Banks
Credit Card | Minimum FD amount | Annual fee |
SBI Card Unnati | Rs 25,000 | Nil (Rs 499 from 5th year) |
ICICI Bank Instant Platinum Credit Card | Rs 30,000 | Nil |
Axis Insta Easy Credit Card | Rs 25,000 | Nil |
Kotak 811 #Dream Different Credit Card | Rs 10,000 | Nil |
Bank of Baroda Prime Credit Card | Rs 15,000 | Nil |
SBI Unnati Card
With a plethora of features and advantages, the SBI Unnati Credit Card is ideal for anyone seeking a straightforward credit card for regular use.
Features
- One reward point for each rupee that is spent.
- 500 payback within 15 days as an achievement incentive for spending Rs 50,000 or more a year.
- Waiver of a 1% fuel levy on fuel purchases between Rs. 500 and Rs. 3,000
- Permits EMI balance transfers and the transfer of whole outstanding balances from credit cards issued by other banks to the SBI Unnati credit card. It offers affordable EMI loan rates, which range from 0.75% for six months to 50% for three months.
- A 20–50 day interest-free credit period on all purchases, contingent upon the settlement of prior due liabilities
The Instant Platinum Credit Card From ICICI Bank
For people looking to strengthen their credit profiles, ICICI Bank offers a secured credit card called the Instant Platinum Credit Card.
Features:
- 1.49% monthly interest rate
- A Rs 100 reduction on a maximum of two Book My Show movie tickets per month
- 15% off meals at more than 2,600 eateries by using the Culinary Treats Programme
- For every Rs 100 spent on all purchases—aside from fuel—you will receive three Payback Points.
- In-store contactless payment technology that is integrate for safe transactions
Axis Credit Card: Instant Access
Axis Bank offers the Insta Easy Credit Card, which features an adjustable credit limit and the ability to convert purchases into equal monthly installments.
Features:
- The cardholder’s preferred credit limit may not exceed 80% of the principal amount of the fixed deposit.
- EMI availability for purchases exceeding Rs. 2,500
- 1% fuel surcharge exemption all throughout India
- 15% off at affiliated eateries in India Use Visa International Global Card Assistance Services to report a lost or stolen card and get a replacement in an emergency.
Credit Card Kotak 811 #Dream Different
There are no annual or membership fees for this Kotak Mahindra Bank secured credit card, which is available for free for life. Up to 90% of the fixed deposit amount is the maximum credit limit. This card is available to those who are 18 to 75 years old.
Features:
- Every Rs. 100 purchased physically earns you 11 reward points, while every Rs. 100 spent online earns you 2.
- Up to 90% of the credit amount may be withdrawn in cash, with a Rs. 300 processing fee for each Rs. 10,000 removed. Cash advances are interest-free for up to 48 days.
- On spending Rs 75,000 in an anniversary year, get Rs 750 in cashback or four complimentary PVR tickets.
- At all petrol stations, there is a 1% fuel price remission for purchases between Rs. 500 and Rs. 3,000. Maximum annual surcharge waiver of Rs 3,500
- 2.5% waiver at Indian railway booking counters and 8% waiver on IRCTC site transactions, up to a yearly maximum of Rs 500.
- Coverage of Rs 50,000 against frauds under the 811 #Dream Different Shield feature is available for seven days after reporting a lost card.
Prime Credit Card From Bank Of Baroda
The Bank of Baroda’s Prime Credit Card is a secured credit card that comes with a number of perks for the user, such as reward points and cashback.
Features:
- Option to pay in installments for purchases exceeding Rs 2,500.
- Credit with no interest for a maximum of 50 days following the date of purchase.
- For partners, parents, siblings, or children over the age of 18, there are up to three complimentary lifetime add-on cards available.
- 4 bonus points for every Rs 100 spent.
- India-wide 1% fuel fee remission for transactions ranging from Rs 400 to Rs 5,000
Navi Mumbai Houses a Real Estate source is the most trust names in the market believes that master pieces can only be achieve by the client’s satisfaction. So that you can give your quality time with your loved ones is actually worth enough. Do you want Sale house, Flats in thane our portal is help you to find a buy flat to your price so please visit n find.
2 BHK Flats For Rent In Kharghar Sector 19,
You are looking for under construction projects in Dombivali we have best under construction projects in Dombivali at affordable price
https://navimumbaihouses.com/properties/search/dombivali/
If you want daily property update details please follow us on Facebook Page / YouTube Channel / Twitter