Information on Personal Loan Fullerton in India

Fullerton India provides personalized loans limited to a total of Rs 25 lakh for both unplanned and scheduled costs. Depending on your circumstances, personal loans are offered with tempting interest rates as low as 11.99 %. The procedure of documenting is similarly simple.


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Characteristics on Personal loan in Fullerton

The loans from Fullerton India have a number of advantages, including cheap interest rates, less paperwork, and speedy approval. The following are some of the main benefits of a personal loan from Fullerton India that make it the finest choice to make:

Fullerton India provides one of the finance sector’s quickest loan acceptance rates. Customers should expect their loans to be granted within a day, while those who are new to the organization should anticipate a 4 waiting.

Those who apply for a loan from Fullerton India will pay a low interest rate. Given that many of Fullerton India’s consumers come from smaller towns and semi-urban areas, the company is aware of the significance of maintaining low interest rates and providing the highest level of advantages to its customers.

The flexible component option offered by Fullerton India in India lets consumers to make payments on their loans for up to 6 months. There are no additional costs for loans taken after 36 months.

The financial firm of Fullerton India has a loan option that allows people to apply for a personal loan online without going to the branch in order to better serve its customers. This feature offers a win-win situation for the business and its clients by saving time and assisting with the approval process.

The business provides dedicated 24-hour customer service center to make sure that its consumers have the best experience possible. They are able to communicate directly with employees of the business thanks to this.

Qualifications for a Personal Loan in Fullerton

A Fullerton personal loan allows borrowers to borrow up to Rs 25 lakh. You only need to meet the prerequisites for eligibility. To qualify, you must fulfill the requirements listed below:

  • Salaried employees are required in both the public and private sectors.
  • Age requirements for applicants are 21 and 60.
  • India citizenship is necessary
  • Those who reside in Mumbai or Delhi should earn a minimum of Rs 25,000 per month, while those who reside elsewhere in India must earn a minimum of Rs 20,000 per month.
  • Experience of at least one year, including at least 6 months spent at the current organization.
  • Minimum score of 750 is require.

Women’s Personal Loan in Fullerton

High loan amounts are available to women borrowers from Fullerton at reduced interest rates. To apply for the loan, candidates just must meet the eligibility requirements outlined by the bank. It is now simpler for female candidates to choose a loan as and when needed because they are qualified for loans at specific interest rates. The information on personal loans for female consumers is provided below.

  • The loan is available to women who live in urban, suburban, and metropolitan areas.
  • Loans are made available to female applicants at a lower interest rate than the relevant base interest rates.
  • Up to Rs. 10 lakh in loans may be request.
  • The back draft time for the loan might be up to 5 years or 60 months.

Enterprise Loans Fullerton India

To buy new supplies of equipment, furnishings, or raw materials for your corporation, you can apply for a Fullerton India Business Loan. To apply for this loan, no security is require. The annual interest rate for this product is between 13% and 16%. This product’s interest rate is floating in nature. Visit a Fullerton India branch or the lender’s website to submit an application for this loan. Your company’s yearly turnover should be between Rs. 10 lakh and Rs. 100 crore in order to qualify for this loan.

Documents Needed for a Personal Loan

The following are the documents need to apply for a personal loan with Fullerton India:

  • Properly completed and signed application
  • Evidence of identity
  • Evidence of address
  • Age verification
  • Pay stubs over the previous 3 months (for salaried)
  • The most recent six-month bank statement
  • Returns for income taxes or form 16
  • Income Tax Returns and Financial Information (for self-employed)

 

 

 


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