Introduction How To Check Eligibility Criteria PMAY Scheme

How To Check Eligibility Criteria PMAY Scheme The Pradhan Mantri Awas Yojana also known as PMAY is a housing programme created to offer inexpensive housing options in both urban and rural areas of the nation. An applicant must meet the requirements established by the government in order to apply for assistance and housing under the PMAY plan.

The Pradhan Mantri Awas Yojana (PMAY) specifies a set of eligibility requirements to determine who will get benefits from the programme. The main requirement is that you fall within the Economically Weaker Sections (EWS), Lower Income Group (LIG), or Middle Income Group (MIG) categories if you’re seeking a property under the PMAY programme.

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Eligibility Requirements For The Pradhan Mantri Awas Yojana (PMAY) (Urban)

• You should not possess a pucca house, nor should any member of your family. A kutcha house is built of materials like mud, bamboo, straw, and leaves, but a pucca house is made of high-quality materials.
• Your family must consist of you, your spouse, and any minor children who do not have their own significant others.
• At least one adult female member of the household must be the owner or co-owner of the home purchased under PMAY.
• As of the 2011 Census, the property must be inside the boundaries of all statutory municipalities.
• Individuals who fall under the categories of SC, ST, or OBC will be classified as part of the minority segment and will need to submit the necessary caste and income documentation in order to be eligible for the PMAY programme.

Furthermore, a household’s annual income is take into account when determining a person’s eligibility for the programme. Beneficiaries who fit into the different income categories are entitle to different levels of subsidies under the programme.

Economically Weaker Sections (EWS)

The Economically Weaker Section (EWS) includes households with annual incomes of up to Rs 3 lakh. These beneficiaries are eligible for a maximum subsidy of Rs 2.2 lakh for loans request on or after June 16, 2015 , As of January 1 2017, The new subsidy is up to Rs 2.67 lakh for house loans authorisedon or after that date.

 Lower Incomes Groups (LIG)

Low Income Group (LIG) households are those who earn between Rs 3 lakh and Rs 6 lakh per year, according to PMAY. The LIG candidates are permit a loan subsidy of up to Rs 2.67 lakh and can build or acquire a home up to 60 sq m in size.

Middle Income Groups ( MIG)

Beneficiaries who belong to the Middle Income Group (MIG) I category and have a family income between Rs 6 and Rs 12 lakh per year are eligible for interest subsidies on loans up to Rs 9 lakh, with a maximum subsidy of Rs 2.35 lakh.

Households must have an annual income between Rs. 12 lakh and Rs. 18 lakh to qualify for the MIG II category. If you fit this description, you are eligible for a 2.3 lakh rupee subsidy on loans up to 12 lakh rupees.

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How To Determine Eligibility For PMAY

Verify your eligibility for the PMAY programme before submitting an application for a subsidy. If you meet all the requirements, you can submit an online Pradhan Mantri Awas Yojana application. To determine if you are a PMAY beneficiary, take the steps listed below.

• Select Citizen Assessment
• If you fall under the Low Income Group (LIG) or Economically Weaker Sections (EWS), choose “benefit under 3 components” under citizen assessment, and then submit the Format-B forms.
• After completing the process, click “track your assessment status” to check your status.
• Visit this page, input your registration number, or select “Advanced Search” to provide information such as your name, BPL number, Sanction Order, etc. to see if your name is on the list of PMAY beneficiaries.

Depending on government regulations, the requirements for applying for PMAY may change. To learn more, it is suggest that you consult the most recent information on the official website

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