Pradhan Mantri Awas Yojana documents needed List
The Pradhan Mantri Awas Yojana, or PMAY, was launched in 2015 with the goal of providing housing to 20 million people by 2022.
The Credit Linked Subsidy Scheme (CLSS) under PMAY can subsidise housing loans up to 6.5 per cent for recipients. The PMAY plan has both an online and an offline application process.
To qualify for the loan subsidy, you must have all of the necessary documentation.
A subsidised housing loan is available to such a member under the PMAY programme. As a credit-based subsidy system, it has also proven to be highly beneficial for the government, with numerous applications received.
To apply for the PMAY scheme, you must maintain the following documents on hand (salaried individuals and self-employed individuals).
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Documents for the Pradhan Mantri Awas Yojana Gramin
– Documents to Prove Your Identity if You’re a Salaried Person
– Voter Registration Card
– A valid driver’s licence
– Aadhar Card is a government-issued identification card.
– Passport
– Photo ID card issued by the government
– A photocopy of a verified letter from a government authority
Documents to Prove Your Identity if You’re Self-Employed
– Voter Registration Card
– A valid driver’s licence
– Aadhar Card is a government-issued identification card.
– Passport
– Photo ID card issued by the government
– A photocopy of a verified letter from a government authority
Proof of Address for Salaried Persons
– A valid driver’s licence
– Aadhar Card is a government-issued identification card.
– Voter identification card
– Payment of the utility bill
– Passport
– Indian Ration Card
– The cost of electricity
– Telephone bills
– Rent Agreement Notarized
– Receipt for property taxes paid
– A photocopy of a verified letter from a government authority
– Savings account statement from the post office
– Orders for Self/Family Pension Payments Your employer will supply you with a letter on business letterhead.
– Bank statements with your address on them
– Statements from credit cards
– A copy of the contract when buying a house
– A copy of the certificate for a life insurance policy
– Employer’s leave and licencing agreement assigning official accommodations
– Documents issued by a foreign jurisdiction’s government agency or a letter sent by any foreign embassy
Proof of Address Documents for Self-Employed
– Passport
– Indian Ration Card
– The electricity bill
– A valid driver’s licence
– The Aadhar Card
– Voter identification card
– The utility bill
– Telephone bills
– Rent Agreement Notarized
– Bank statements with your address on them
– Property tax receipt
– A letter from a government authority that has been verified and includes a photograph
– Bank statement from savings account at the post office
– Statements from credit cards
– A copy of the contract when acquiring the property
– Documents issued by a foreign government agency or a letter sent by any foreign embassy
– Orders for Self/Family Pension Payments Your employer will supply you with a letter on business letterhead.
– A copy of the policy certificate for a life insurance policy
– Employer leave and licence agreement assigning official accommodations
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Income Proof Documents for Pradhan Mantri Awas Yojana
| Salaried | Self-Employed |
|---|---|
| Salary slip for the previous two months | Income tax returns for the last two years should be included. |
| Bank statement from the previous six months | Profit and loss statement and balance sheet |
| The most recent Form 16 / ITR | Your current account statement over the previous six months |
PMAY Scheme Property Documents
| Salaried | Self-Employed |
|---|---|
| Copy of the Sale Agreement | Copy of the Sale Agreement |
| a copy of all chain property papers | a copy of all chain property papers |
| Copy of Payment Receipt | Copy of Payment Receipt |
| a copy of the allocation letter | a copy of the allocation letter |
Additional Documents for the Pradhan Mantri Awas Yojana
| Additional Documents | Certificates of Marriage For widows, a Death Certificate of Spouse is required. | Loan payback papers, as well as six months of payments bank statements The most recent list of shareholding patterns MOA Partnership deed |
|---|---|---|
| Address Verification for Commercial Entities | Personal Identification Number (PAN) Card The sales tax Certificate of VAT Registration Certificate of Registration with SEBI The ROC has given a registration number. Certificate for Shops and Establishments Memorandum of Association (MOA) Export-Import Code Certificate Factory Registration Certificate Professional qualification Certificate Degree Certificate for Professionals Trade License Certificate Partnership Deed SSI Registration Certificate |
FAQs
| Ques. | Ans. |
|---|---|
| Which address proof is required for Pradhan Mantri Awas Yojana ? | Voter card, passport, document from a public official that confirms your identification and residence are among the papers required as address evidence for PMAY. Certificate of residence, rent agreement on stamp paper, Aadhar card, bank statements indicating the address, Life Insurance Policy, or Passport |
| What are the documents required for PMAY for salaried person? | 1. Proof of identity: Aadhar card, PAN card (Mandatory), passport, driving license, etc 2. Address proof: Aadhar card, Voter card, Credit Card Statement (recent 3 months), Property tax payment receipt, Life Insurance Policy, etc 3. Income proof: Bank statement (Last 6 months), ITR receipts, 2 months Salary slips. Sales Deed, Sales Agreement, Property Registration Certificate, Copy of Builder Payment Receipt (if needed). |
| What are the documents required for PMAY for self employed? | 1. Proof of identity: Aadhar card, PAN card, passport, DL, etc. 2. Address proof of individual: Rent agreement, Aadhar card, Bank Statements displaying the address, Voter card, Life Insurance Policy, or Passport. etc. 3. Address Proof for Business: Firm/ factory establishment certificate, SEBI registration certificate, trade license, SSI registration, VAT registration, PAN card, sales tax receipt, certificate of factory registration, registration number issued by ROC, partnership deed, etc. |
| Is Aadhaar card mandatory for PMAY? | Yes. To be elligible for the PMAY scheme Aadhaar card is a mandatory document. |
| Is female ownership mandatory for PMAY ? | Yes. To promote women's empowerment, PMAY has made it necessary for the female head of the household to be the owner or co-owner of the house. |
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