With 50% of the goal achieved, the PMAY-Gramin is just a near success. Among states, West Bengal and Madhya Pradesh have seen the maximum completions of PMAY-Gramin units. Here is a consider the components, scope, and progress of PMAY-G

Pradhan Mantri Awas Yojana – Gramin (PMAYG), earlier known as Indira Awaas Yojana (IAY), is just a scheme for rural housing by the Indian Government. This social welfare program was initiated to meet up the objectives of the “Housing for All” scheme by the entire year 2022.

It aims to provide a 25-square meter pucca house including basic amenities to beneficiaries of the scheme. The houses provided could have certain special features such as for example it could be disaster-resilient, low priced, and is going to be built bearing in mind the socio-cultural and geo-climatic factors.

Key Top features of Pradhan Mantri Gramin Awaas Yojana

A number of the key top features of the PMAY-Gramin scheme are the following:

• The construction cost of the houses is going to be shared in a 60:40 ratio between the Central and State governments in plain areas, i.e. Rs.1.20 lakh of assistance for each unit.
• For rural areas situated in the Himalayan states, northeastern states, and the Union Territory (UT) of Jammu & Kashmir, the ratio is 90:10, i.e. the central government will bear 90% of the price and their state government will finance 10% amounting to around Rs.1.30 lakh of assistance for each unit.
• 100% financing is going to be offered by the Central government for the construction of houses in Union Territories such as the newly-formed union territory of Ladakh.
• Beneficiaries are given a sum of Rs.90.95 each day of unskilled labor from MGNREGS.
• Houses built under this scheme will focus on quality construction by employing skilled masons who provide good design and local materials
• Beneficiaries are selected using parameters from the Socio-Economic and Caste Census (SECC) and verified by Gram Sabhas.
• The PMAY Gramin scheme is connected with other central government schemes such as for example Swachh Bharat Mission Gramin (SBMG) whereby, the help of around Rs.12,000 for the construction of toilets is going to be provided in collaboration with MGNREGS or other schemes.
• Payments are made electronically straight to the beneficiary’s Aadhar linked bank accounts or post office accounts
• Beneficiaries who need to avail of a loan under this scheme is going to be facilitated to get monetary assistance all the way to Rs. 70,000 from the lending institution

Eligibility Criteria for PMAY-Gramin

You will find certain parameters based on which beneficiaries are identified for the PMAY G scheme. Once these criteria are fulfilled,  individuals are added as beneficiaries in the list:

• Families who do not need their particular houses or houses which have zero, one, or maximum two rooms with a kutcha wall and roof.
• Households that not need a literate adult above 25 years
• Households without an adult male member between 16 and 59 years
• Households without any adult member aged between 16 and 59 years
• Families without any physically disabled members and with a disabled member
• Landless candidates who are earning income from casual labour
• Scheduled Caste (SC), Scheduled Tribe (ST), and Minorities

The us government is going to be focusing on beneficiaries which have the worst living conditions and is going to be depending on the SECC (Socio-Economic and Caste Census) Data of 2011. Furthermore, if someone who has an electric two, three or four-wheeler vehicle, agricultural equipment, or even a fishing boat, they will be excluded from availing the benefits of this scheme.

Additionally, the exclusion may happen if:

• The in-patient has a Kisan Credit Card with a spending limit greater than or equal to Rs.50,000
• A person in the household is just a government employee having an income greater than Rs.10,000 per month
• A household that has an associate who’s paying professional or income tax
• Families having a landline connection or own an icebox

Documents Necessary to Apply for PMAY-Gramin

Below-given are some of the documents or details required to apply for the PMAY G scheme:

• Aadhaar number
• Bank-account details
• Document providing consent to make use of Aadhaar information on behalf of the beneficiary
• MGNREGA-registered beneficiary job card number
• Swachh Bharat Mission (SBM) G registration number of the beneficiary

Just how to Apply/Add  PMAY-Gramin Beneficiary

You will find four verticals to the beneficiary registration process:

• Personal details
• Bank-account details
• Convergence details
• Details from the concerned office

Individuals can contact their ward members or visit the respective Gram Panchayat to apply for PMAY G. These authorities will then convey and get the facts processed related to the application under this scheme. Individuals also need to refill a PMAY application form available from the respective Gram Panchayats.

In case individual struggles to do the above steps, she or he can also get assistance from a third-party to apply. for sale in the event of a third-party, however, the concerned party needs to obtain a consent document from that individual regarding using his/her Aadhaar.

Just how to Check PM Awas Yojana Gramin List 2020?

Individuals who have registered for PMAY – G can check for his or her names in the PMAY – Gramin list with or without their registration number. the first steps are similar for both methods, which are mentioned below.

• Head to the official website of Pradhan Mantri Awas Yojana – Gramin.
• Hover to the menu bar on the homepage and go through the ‘Stakeholders’option.
• A dropdown menu will appear; choose the ‘IAY/PMAYG Beneficiary’option.
• On the following page, individuals can check their name with or minus the registration number depending on the instructions given below.

With registration number

To test utilizing a registration number, individuals will have to provide their registration number in the field provided there and click on ‘Submit ‘. If their name is on the Pradhan Mantri Awas Yojana Gramin list, they could further check the related details.

Without registration number

To test whether the beneficiary’s name is on the list without a registration number,  individuals need certainly to click the ‘Advanced Search’option on that page.

The facts required to be mentioned first are – State, District, Block, Panchayat, etc. Next, the list could be checked by providing the below-mentioned information.

• Name
• BPL number – account number is also required
• Sanction order
• Father/husband name

 

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Also Check: PMAYG Scheme 2021 – All You Need To Know About